The New Intimacy

Pay-by-phone is coming; will you use it?

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Contributor: spiced spiced
Cover and Square are phone apps which allow to pay (in restaurants, stores, etc) using only your phone. No cash or credit card required — although you do need to have the money somewhere! If you have a geo-aware phone (and you have that feature enabled), you won't even need to touch your phone. Read all about it.

Do you already use a pay-by-phone app? If not, would you use one?
Answers (private voting - your screen name will NOT appear in the results):
I already use a pay-by-phone app
I don't use it yet, but I would
3  (6%)
I would NOT use this because I'm worred I'd spend too much
2  (4%)
I would NOT use this because I'm concerned about privacy/security.
28  (58%)
I don't think this'll work on my 1977 rotary cell-phone
6  (12%)
Other!
9  (19%)
Total votes: 48
Poll is closed
03/19/2013
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Contributor: Allison.Wilder Allison.Wilder
Quote:
Originally posted by spiced
Cover and Square are phone apps which allow to pay (in restaurants, stores, etc) using only your phone. No cash or credit card required — although you do need to have the money somewhere! If you have a geo-aware phone (and you have that feature ... more
I don't but I might. I mean, I frequently pay my bills online via my phone, so this might be something that I'll look into later on.
03/19/2013
Contributor: Stagger13 Stagger13
Quote:
Originally posted by spiced
Cover and Square are phone apps which allow to pay (in restaurants, stores, etc) using only your phone. No cash or credit card required — although you do need to have the money somewhere! If you have a geo-aware phone (and you have that feature ... more
Sounds like it would be a nice idea.
03/19/2013
Contributor: wrecklesswords wrecklesswords
I have Square, but I thought Square was only for accepting payments... not... making payments?

Like, you know, if you have a small business or a booth set up at some fair, you could accept Square payments.

I've never gotten to actually USE it, though. The craft fair we went to last year was a total bust.
03/19/2013
Contributor: js250 js250
Okay-- I really do not have a 1977 rotary cell phone. (Does a 1987 car cell phone brick count?? I do have one of those in storage!!)

I would not use this ap since I am very much anti cell phone savvy. I do not text or use the net on my phone and see it as a device for talking when necessary.
03/19/2013
Contributor: CountryPrincess CountryPrincess
Id be too worried about security cause that would be my luck lol
03/19/2013
Contributor: laflauta laflauta
I would have to learn more about the security of this app before I would consider it.
03/19/2013
Contributor: Alyona Alyona
I would NOT use this because I'm concerned about privacy/security.
03/19/2013
Contributor: peachmarie peachmarie
Maybe once it became more main stream. I know you can already do that at Starbucks. But yeah it might be cool.
03/19/2013
Contributor: AmethystQueen AmethystQueen
Sounds all well and good but the more electronic footprints you leave the bigger the headache of making sure you cover them up so no one can follow you and get your information.
03/19/2013
Contributor: ViVix ViVix
Quote:
Originally posted by spiced
Cover and Square are phone apps which allow to pay (in restaurants, stores, etc) using only your phone. No cash or credit card required — although you do need to have the money somewhere! If you have a geo-aware phone (and you have that feature ... more
Too scared for it to be hacked and directly linked to a bank acct. or something.
03/19/2013
Contributor: Wicked Wahine Wicked Wahine
I watch any new technology & see what happens. I let others be the testers & I will only jump on the bandwagon when I see enough benefit for me to do so. I'm concerned with the security of this & will wait & see, but I really don't see a need for it in my lifestyle so I doubt I will ever use it.
03/19/2013
Contributor: hillys hillys
What about tips? Also man you'd go through money much quicker.
03/19/2013
Contributor: Vanille Vanille
Quote:
Originally posted by spiced
Cover and Square are phone apps which allow to pay (in restaurants, stores, etc) using only your phone. No cash or credit card required — although you do need to have the money somewhere! If you have a geo-aware phone (and you have that feature ... more
I don't use 'em. Honestly don't trust them all that much.
03/19/2013
Contributor: PeaceToTheMiddleEast PeaceToTheMiddleEast
I don't do any pay by phone thru any of the apps I have thru my phone. I will check my bills that is about it. I do all my stuff online or in the bank. Even online I get scared something may happen.
03/19/2013
Contributor: Incendiaire Incendiaire
I don't have a smartphone at present, but I'd definitely use something like that. They can already buy things from vending machines with their phones in Korea.
03/19/2013
Contributor: Gone (LD29) Gone (LD29)
I don't technically have a 1977 rotary cell-phone either, but I don't have a smart phone. I don't plan on getting one anytime soon, so no apps for me.
03/19/2013
Contributor: lainebug lainebug
Quote:
Originally posted by spiced
Cover and Square are phone apps which allow to pay (in restaurants, stores, etc) using only your phone. No cash or credit card required — although you do need to have the money somewhere! If you have a geo-aware phone (and you have that feature ... more
not sure
03/19/2013
Contributor: Munko Munko
Nope. We use and carry cash for budgeting/money saving purposes. Pretty sure having something like that available to us would blow our budget out of the water every month!
03/19/2013
Contributor: BlooJay BlooJay
Um no way.
03/19/2013
Contributor: tortilla tortilla
not for me
03/19/2013
Contributor: ginnyluvspotter ginnyluvspotter
I wouldn't do even if I didn't have a pay as you go phone
03/19/2013
Contributor: mjtheprincess mjtheprincess
This is too techy for me. I like having cash or my card.
03/19/2013
Contributor: spiced spiced
Quote:
Originally posted by Wicked Wahine
I watch any new technology & see what happens. I let others be the testers & I will only jump on the bandwagon when I see enough benefit for me to do so. I'm concerned with the security of this & will wait & see, but I really ... more
That's me, pretty much. I'll start using it when I believe it's safe and will give me something I need and don't have. I don't mind having to reach in my wallet, but not having to keep up with a credit card would be nice.
03/20/2013
Contributor: misterazor misterazor
Quote:
Originally posted by spiced
Cover and Square are phone apps which allow to pay (in restaurants, stores, etc) using only your phone. No cash or credit card required — although you do need to have the money somewhere! If you have a geo-aware phone (and you have that feature ... more
no cell...no worries.
03/20/2013
Contributor: Trysexual Trysexual
I won't use it til it's proven secure. I'm still not banking on my phone.
03/20/2013
Contributor: The Vixen The Vixen
I'm not sure if I'd want to use it. I suppose I'd wait and see how other people like it and for any bugs to get worked out.
03/20/2013
Contributor: DawnStar DawnStar
I probably don't need it.
03/22/2013
Contributor: GirlinDaCorner GirlinDaCorner
I don't have a phone capable of this, but I'd probably wait a bit and see how it works for others.
03/23/2013
Contributor: Aishiteru Aishiteru
I'd rather not. That would make it worse if I lose my phone and I don't think cellphones are secure enough.
03/23/2013