How do you handle you and your partners money?

Contributor: Kissy Kissy
Do you believe that couples should keep separate bank accounts ? Who controls the money?
07/28/2012
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07/28/2012
Contributor: - Kira - - Kira -
We have a very elaborate set up. We have almost all joint accounts, but two accounts are designated as "single" accounts. 10% of our paycheck goes into these accounts for discretionary spending that the other cannot monitor or say anything about.

As for everything else, I'm in charge of paying the bills and such. Each week I do a simplified spreadsheet for my husband to look over that says the balances in all the accounts, any debt, and what bills are due for the week. He approves everything and any money left over he decides what it goes towards.
07/28/2012
Contributor: Sundae Sparkles Sundae Sparkles
Quote:
Originally posted by - Kira -
We have a very elaborate set up. We have almost all joint accounts, but two accounts are designated as "single" accounts. 10% of our paycheck goes into these accounts for discretionary spending that the other cannot monitor or say ... more
wow this is a great idea
07/28/2012
Contributor: Sundae Sparkles Sundae Sparkles
I give him the money... he deals with the bills... when I say I want something he buys it...
07/28/2012
Contributor: - Kira - - Kira -
Quote:
Originally posted by Sundae Sparkles
wow this is a great idea
I used to work in finance.
07/28/2012
Contributor: Nora29714 Nora29714
he does his and I do mine.
07/28/2012
Contributor: Geogeo Geogeo
I think joined accounts are a really, really bad idea.
07/28/2012
Contributor: ghent529 ghent529
my wife handles everything...
07/28/2012
Contributor: Hot'n'Bothered Hot'n'Bothered
This reminds me I need to pay bills.

He handles anything online and I do anything paper. he does most the managing.
07/28/2012
Contributor: vegweg vegweg
We have separate accounts with separate banks and it's probably going to stay that way for a long time. We split the cost of bills, groceries, etc., but anything left over is ours to keep.
07/28/2012